Creating Latina Influence

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  • May 14, 2020 4:51 PM | Sandra Arreola (Administrator)

    Eligible businesses can receive up to a $10,000 grant

    Small businesses across the country, the backbone of our nation's economy, are facing potentially devastating economic pressure as a result of the Covid-19 pandemic. Many have already been forced to shut temporarily, and even those operating remotely still face major revenue shortfalls. With few or no reserves to pay their expenses, many will have no choice but to lay off workers and close their doors forever.

    Financial assistance at this critical time can make the difference between staying in business or closing permanently, leading to lost income and jobs and economic instability.

    Thanks to support from funders like Verizon and Sam's Club, we are providing grants to small businesses, to help them keep functioning and remain vital facets of their local economies through this challenging period.


    Applicants may apply for one business only and must be 18 years of age to apply. For business owners with multiple businesses, please complete this application based on your largest business owned. Each grant is limited to one individual/business.

    Awards will be made to qualified businesses, and eligibility is based on accurate and complete submission. Priority will be given especially to entrepreneurs of color, women- and veteran-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital.

    All awardees will have to certify that they are promoting the best interests of the community and are negatively impacted by the Covid-19 crisis.

    Non-profit organizations are ineligible for this particular pool of relief funding. Be sure to check LISC’s Covid-19 Resource Page: for the latest resources available to nonprofit organizations and individuals.


  • May 11, 2020 6:13 PM | Sandra Arreola (Administrator)

    Opportunity Fund

    Resources, grant and loan information for small businesses

    Click here to learn more.

  • May 11, 2020 6:11 PM | Sandra Arreola (Administrator)

    Office of California Governor

    Interest free/deferral of sales/use tax, 90 day extension on all businesses filing, Small Business Disaster Relief Loan Guarantee Program, Small Business Debt Relief and others.

    Click here to learn more.

  • May 11, 2020 6:08 PM | Sandra Arreola (Administrator)

    Office of California Governor

    We are now in early Stage 2, where retail (curbside and delivery only), related logistics and manufacturing and essential businesses can open. The state is issuing guidance to help these workplaces reopen safely.

    Click here to learn more.

  • April 20, 2020 2:14 PM | Sandra Arreola (Administrator)

    Greetings Small Business Community:

    Below you will find updated resources and information related to COVID19 that may be useful to you as a small business owner. Please use the links below to register and access the information provided. Don't forget to follow us @usccivicengage for additional updates!

    Small Business Loans, Disaster Relief Programs and Information

    Save Small Business Fund
    U.S. Chamber of Commerce Foundation
    Application Goes Live 12:00 PM (PT) One-time $5,000 Cash Grants 
    Click here to apply.

    Pandemic Unemployment Assistance (PUA) Program
    Labor and Workforce Development Agency
    Business Owners, Self-Employed, Independent Contractors
    Applications begin Tuesday, April 28, 2020
    Click here to learn more.

    LA County COVID-19 Relief Assistance Programs
    County of Los Angeles
    Up to date information for Small Business Owners
    Click here to learn more.

    Important Webinars This Week

    Applying for SBA Relief Funds
    SCMSDC - MBE BizTalk Session
    CDC Small Business Finance + City National Bank
    Wednesday, April 22, 2020 | 1:00 p.m. 
    Register now, click here.

    Life Pro Tip: Understanding Commercial Lease Agreements
    Small Business Majority
    Monday, April 20, 2020 | 1:00 p.m.
    Register now, click here.

    Small Business COVID19 Forums
    Hosted by: Dr. Lucy Jones Center + Wells Fargo + Los Angeles Chamber
    Understanding Alternative Lending Options
    Tuesday, April 21, 2020 | 10:00 a.m.
    Register now, click here.

    Grow with GOOGLE
    Keep Your Business Open By Using Free Google Online Tools During COVID19
    Tuesday, April 28, 2020 | 10AM - 11:30AM (PDT)
    Register now, click here.

    Small Business Survey
    We want to know how to better support you - please take a moment to complete the brief survey below and let us know what information will be helpful to you during this time. Click here to complete survey.

  • March 26, 2020 1:35 PM | Ariel Castillo (Administrator)

    The new coronavirus pandemic is upending life as we know it.

    More than one-quarter of the world's 7.8 billion people are now largely confined to their homes, as governments step up curbs on movement and social contact in a bid to contain the virus.

    We have compiled resources for what comes next. Take a look: 

    U.S. Department of Health and Human Services:

    Centers for Disease Control and Prevention:

    What you should know:

    Situation Updates:

    Information for Businesses:

    Recursos (Spanish Language Resources):


    Information for Travel and Transportation:

    Information for Healthcare Providers, First Responders, and Research Facilities:

    Information for Law Enforcement:

    Information for Families and Households:

    Information for Schools and Childcare Providers:

    Information for Community Events and Gatherings:

    Agency Resources and Information:

  • March 18, 2020 2:02 PM | Ariel Castillo (Administrator)

    Mayor Eric Garcetti today announced an $11 million economic relief package for small businesses impacted by the novel coronavirus (COVID-19).

    “Small businesses are the backbone of our economy, and we’ll do everything possible to help them survive

    this crisis,” said Mayor Garcetti. “This program will offer the support they urgently need to be in a better position to stay in business, retain employees, and thrive again when we get past this very difficult moment.”

    As part of the program, which was approved by the Los Angeles City Council, the Economic and Workforce

    Development Department will provide $11 million in no-fee microloans of $5,000 to $20,000 — which may be used to cover working capital. Since cash flow is critical at this unprecedented time, the program will offer relaxed underwriting with no credit score

    minimum, a generous allowance to meet debt service, and a 100% Loan to Value ratio. The interest rate can either be 0% for a term of six months to one year, or 3% to 5% for a term of up to five years.

    “Small businesses across the city are already taking a significant hit from this crisis,” said Councilmember

    Paul Krekorian. “This motion allows these businesses to access loans that can keep them functioning over the next critical weeks and months.”

    “As the Chair of the Economic Development Committee, I’m especially concerned for what this public

    health crisis means for our small businesses, in particular for underserved areas such as in my District,” said Councilmember Curren Price. “It’s important not only to support but also maintain our current businesses. This initiative can go a long way in alleviating

    the concerns that are weighing heavily on our business community.”

    The microloan program is being paired with a Small Business Resilience Toolkit, which is being distributed

    as a digital guidebook and includes vital information covering Federal, State, County, and City emergency policies and programs impacting small businesses. It also offers strategies for adjusting to the effects that COVID-19 is having on businesses — including

    ways to keep employees safe, maintain operations at maximum possible capacity, and prepare business continuity plans.

    To apply for a microloan or view the toolkit, please visit

  • March 16, 2020 9:02 PM | Sandra Arreola (Administrator)

    En español

    An outbreak of respiratory illness caused by a new coronavirus (COVID-19) has been identified starting in Wuhan, China. There is no evidence of widespread transmission of COVID-19 in California at this time. While investigations to learn more about the virus are ongoing, workers and employers should review their health and safety procedures to help prevent exposure to the virus.

    The EDD provides a variety of support services to individuals affected by COVID-19 in California. For faster and more convenient access to those services, we encourage the use of our online options.

    Frequently Asked Questions

    Visit Coronavirus 2019 FAQs for answers to specific questions you may have about COVID-19 and what programs and benefits may be available to you.

     COVID-19 FAQs


    Sick or Quarantined

    If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim. DI provides short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.

    The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.

    For guidance on the disease, visit the California Department of Public Health website.


    If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.

    School Closures

    If your child’s school is closed, and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits. Eligibility considerations include if you have no other care options and if you are unable to continue working your normal hours remotely. File an Unemployment Insurance claim and our EDD representatives will decide if you are eligible.

    Reduced Work Hours

    If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim. UI provides partial wage replacement benefit payments to workers who lose their job or have their hours reduced, through no fault of their own. Workers who are temporarily unemployed due to COVID-19 and expected to return to work with their employer within a few weeks are not required to actively seek work each week. However, they must remain able and available and ready to work during their unemployment for each week of benefits claimed and meet all other eligibility criteria. Eligible individuals can receive benefits that range from $40-$450 per week.

    The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect UI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.


    The available benefits are insurance programs. To be eligible, either you or an employer had to make contributions in the past 5 to 18 months. It is possible these contributions were made at a prior job, or if you were misclassified as an independent contractor instead of an employee. We encourage you to apply for the benefit program that is most appropriate for your situation. Visit Self-Employed/Independent Contractor to learn more.


    Workplace Health and Safety

    For information on protecting workers from COVID-19, refer to the Cal/OSHA Guidance on Coronavirus.

    Businesses and employers can visit the Centers for Disease Control and Prevention website for help with planning and responding to COVID-19.

    Reduced Work Hours

    Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the UI Work Sharing Program. This program allows employers to seek an alternative to layoffs — retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly UI benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent.

    Visit Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.

    Potential Closure or Layoffs

    Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, refer to the Rapid Response Services for Businesses Fact Sheet (DE 87144RRB) (PDF) or contact your local America’s Job Center of CaliforniaSM.

    Tax Assistance

    Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or return.

    For questions, employers may call the EDD Taxpayer Assistance Center.

    • Toll-free from the U.S. or Canada: 1-888-745-3886
    • Hearing impaired (TTY): 1-800-547-9565
    • Outside the U.S. or Canada: 1-916-464-3502


    Employment Resources

    Health Resources

    Source: EDD State of California

  • March 14, 2020 1:51 PM | Sandra Arreola (Administrator)

    SBA Disaster Assistance in Response to the Coronavirus

    • The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
    • Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).
    • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
    • Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities as well as updated on our website:
    • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance per small business and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
    • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
    • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
    • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
    • For additional information, please contact the SBA disaster assistance customer service center.

    Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

    Source: SBA

  • March 13, 2020 2:19 PM | Sandra Arreola (Administrator)

    AT&T is planning on being here to help you stay connected throughout the COVID-19 pandemic.

    We recognize that staying in touch with your family, friends, school and work has never beenmore important.

    Below are a few ways we’re helping consumers, small businesses, and enterprises across the country.

    Consistent with FCC Chairman Pai’s “Keep Americans Connected Pledge” announced today and concerns raised by members of Congress, which we share, AT&T is proud to support our customers by pledging that, for the next 60 days, we will:

    1. Not terminate the service of any wireless, home phone or broadband residential or small business customer because of their inability to pay their bill due to disruptions caused by the coronavirus pandemic.

    2. Waive any late payment fees that any wireless, home phone or broadband residential or small business customer may incur because of economic hardship related to the coronavirus pandemic.

    3. Keep our public Wi-Fi hotspots open for any American whoneeds them.

    To provide further relief and support, AT&T announced:

    Unlimited AT&T Home Internet – All AT&T consumer home internet wireline customers, as well as Fixed Wireless Internet, can use unlimited internet data. Additionally, we’ll continue to offer internet access for qualifying limited income households at $10 a month through our Access from AT&T program.

    Helping You Work and Learn Remotely – Businesses, universities and schools can keep their teams and classrooms connected through conference calls and video conferencing with Cisco Webex Meetings with AT&T for 90-days, and seamlessly forward calls to both mobile and landline phones with AT&T IP Flexible Reach.

    Distance Learning – AT&T is underwriting expenses for a “one-stop” resource center to support eLearning Days from the State Educational Technology Directors Association (SETDA) available to all educators in schools to help them handle school closures and the increase in virtual learning due to COVID-19.

    AT&T has a website dedicated to COVID-19. Additional details about these commitments will be available soon.

    Source: AT&T

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