Creating Latina Influence
Greetings Small Business Community:
Below you will find updated resources and information related to COVID19 that may be useful to you as a small business owner. Please use the links below to register and access the information provided. Don't forget to follow us @usccivicengage for additional updates!
Small Business Loans, Disaster Relief Programs and Information
Save Small Business Fund
U.S. Chamber of Commerce FoundationApplication Goes Live 12:00 PM (PT) One-time $5,000 Cash Grants
Click here to apply.
Pandemic Unemployment Assistance (PUA) ProgramLabor and Workforce Development AgencyBusiness Owners, Self-Employed, Independent Contractors
Applications begin Tuesday, April 28, 2020
Click here to learn more.
LA County COVID-19 Relief Assistance ProgramsCounty of Los AngelesUp to date information for Small Business Owners
Click here to learn more.
Important Webinars This Week
Applying for SBA Relief FundsSCMSDC - MBE BizTalk Session
CDC Small Business Finance + City National Bank
Wednesday, April 22, 2020 | 1:00 p.m.
Register now, click here.
Life Pro Tip: Understanding Commercial Lease Agreements
Small Business Majority
Monday, April 20, 2020 | 1:00 p.m.
Register now, click here.
Small Business COVID19 Forums
Hosted by: Dr. Lucy Jones Center + Wells Fargo + Los Angeles Chamber
Understanding Alternative Lending Options
Tuesday, April 21, 2020 | 10:00 a.m.
Register now, click here.
Grow with GOOGLEKeep Your Business Open By Using Free Google Online Tools During COVID19
Tuesday, April 28, 2020 | 10AM - 11:30AM (PDT)
Register now, click here.
Small Business Survey
We want to know how to better support you - please take a moment to complete the brief survey below and let us know what information will be helpful to you during this time. Click here to complete survey.
The new coronavirus pandemic is upending life as we know it.
More than one-quarter of the world's 7.8 billion people are now largely confined to their homes, as governments step up curbs on movement and social contact in a bid to contain the virus.
We have compiled resources for what comes next. Take a look:
U.S. Department of Health and Human Services:
Centers for Disease Control and Prevention:
What you should know:
Information for Businesses:
Recursos (Spanish Language Resources):
Information for Healthcare Providers, First Responders, and Research Facilities:
Information for Law Enforcement:
Information for Families and Households:
Information for Schools and Childcare Providers:
Information for Community Events and Gatherings:
Agency Resources and Information:
Mayor Eric Garcetti today announced an $11 million economic relief package for small businesses impacted by the novel coronavirus (COVID-19).
“Small businesses are the backbone of our economy, and we’ll do everything possible to help them survive
this crisis,” said Mayor Garcetti. “This program will offer the support they urgently need to be in a better position to stay in business, retain employees, and thrive again when we get past this very difficult moment.”
As part of the program, which was approved by the Los Angeles City Council, the Economic and Workforce
Development Department will provide $11 million in no-fee microloans of $5,000 to $20,000 — which may be used to cover working capital. Since cash flow is critical at this unprecedented time, the program will offer relaxed underwriting with no credit score
minimum, a generous allowance to meet debt service, and a 100% Loan to Value ratio. The interest rate can either be 0% for a term of six months to one year, or 3% to 5% for a term of up to five years.
“Small businesses across the city are already taking a significant hit from this crisis,” said Councilmember
Paul Krekorian. “This motion allows these businesses to access loans that can keep them functioning over the next critical weeks and months.”
“As the Chair of the Economic Development Committee, I’m especially concerned for what this public
health crisis means for our small businesses, in particular for underserved areas such as in my District,” said Councilmember Curren Price. “It’s important not only to support but also maintain our current businesses. This initiative can go a long way in alleviating
the concerns that are weighing heavily on our business community.”
The microloan program is being paired with a Small Business Resilience Toolkit, which is being distributed
as a digital guidebook and includes vital information covering Federal, State, County, and City emergency policies and programs impacting small businesses. It also offers strategies for adjusting to the effects that COVID-19 is having on businesses — including
ways to keep employees safe, maintain operations at maximum possible capacity, and prepare business continuity plans.
To apply for a microloan or view the toolkit, please visit
An outbreak of respiratory illness caused by a new coronavirus (COVID-19) has been identified starting in Wuhan, China. There is no evidence of widespread transmission of COVID-19 in California at this time. While investigations to learn more about the virus are ongoing, workers and employers should review their health and safety procedures to help prevent exposure to the virus.
The EDD provides a variety of support services to individuals affected by COVID-19 in California. For faster and more convenient access to those services, we encourage the use of our online options.
Frequently Asked Questions
Visit Coronavirus 2019 FAQs for answers to specific questions you may have about COVID-19 and what programs and benefits may be available to you.
Sick or Quarantined
If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim. DI provides short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.
The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
For guidance on the disease, visit the California Department of Public Health website.
If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
If your child’s school is closed, and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits. Eligibility considerations include if you have no other care options and if you are unable to continue working your normal hours remotely. File an Unemployment Insurance claim and our EDD representatives will decide if you are eligible.
Reduced Work Hours
If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim. UI provides partial wage replacement benefit payments to workers who lose their job or have their hours reduced, through no fault of their own. Workers who are temporarily unemployed due to COVID-19 and expected to return to work with their employer within a few weeks are not required to actively seek work each week. However, they must remain able and available and ready to work during their unemployment for each week of benefits claimed and meet all other eligibility criteria. Eligible individuals can receive benefits that range from $40-$450 per week.
The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect UI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
The available benefits are insurance programs. To be eligible, either you or an employer had to make contributions in the past 5 to 18 months. It is possible these contributions were made at a prior job, or if you were misclassified as an independent contractor instead of an employee. We encourage you to apply for the benefit program that is most appropriate for your situation. Visit Self-Employed/Independent Contractor to learn more.
Workplace Health and Safety
For information on protecting workers from COVID-19, refer to the Cal/OSHA Guidance on Coronavirus.
Businesses and employers can visit the Centers for Disease Control and Prevention website for help with planning and responding to COVID-19.
Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the UI Work Sharing Program. This program allows employers to seek an alternative to layoffs — retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly UI benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent.
Visit Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.
Potential Closure or Layoffs
Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, refer to the Rapid Response Services for Businesses Fact Sheet (DE 87144RRB) (PDF) or contact your local America’s Job Center of CaliforniaSM.
Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or return.
For questions, employers may call the EDD Taxpayer Assistance Center.
Source: EDD State of California
SBA Disaster Assistance in Response to the Coronavirus
Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail email@example.com.
AT&T is planning on being here to help you stay connected throughout the COVID-19 pandemic.
We recognize that staying in touch with your family, friends, school and work has never beenmore important.
Below are a few ways we’re helping consumers, small businesses, and enterprises across the country.
Consistent with FCC Chairman Pai’s “Keep Americans Connected Pledge” announced today and concerns raised by members of Congress, which we share, AT&T is proud to support our customers by pledging that, for the next 60 days, we will:
Not terminate the service of any wireless, home phone or broadband residential or small business customer because of their inability to pay their bill due to disruptions caused by the coronavirus pandemic.
Waive any late payment fees that any wireless, home phone or broadband residential or small business customer may incur because of economic hardship related to the coronavirus pandemic.
Keep our public Wi-Fi hotspots open for any American whoneeds them.
To provide further relief and support, AT&T announced:
Unlimited AT&T Home Internet – All AT&T consumer home internet wireline customers, as well as Fixed Wireless Internet, can use unlimited internet data. Additionally, we’ll continue to offer internet access for qualifying limited income households at $10 a month through our Access from AT&T program.
Helping You Work and Learn Remotely – Businesses, universities and schools can keep their teams and classrooms connected through conference calls and video conferencing with Cisco Webex Meetings with AT&T for 90-days, and seamlessly forward calls to both mobile and landline phones with AT&T IP Flexible Reach.
Distance Learning – AT&T is underwriting expenses for a “one-stop” resource center to support eLearning Days from the State Educational Technology Directors Association (SETDA) available to all educators in schools to help them handle school closures and the increase in virtual learning due to COVID-19.
AT&T has a website dedicated to COVID-19. Additional details about these commitments will be available soon.
Company will waive late fees and keep residential and small businesscustomers connected if negatively impacted by global crisis
Networks continue to perform strongly as Verizonaccelerates investments for the future
BASKING RIDGE, N.J. – During this unprecedented period challenging the world’s health and economy, Verizon announced today, for the next 60 days, it will waive late fees that any residential or small business customers incur because of their economic circumstances related to the coronavirus. In addition, the company will not terminate service to any residential or small business customers because of their inability to pay their bills due to disruptions caused by the coronavirus.
Verizon today signed onto the FCC’s new “Keep Americans Connected” pledge. Verizon’s new customer commitment will help ensure connectivity and offer assistance to customers and small businesses facing challenges from the global crisis.
“Now more than ever, we need to ensure that our customers, their families and businesses have the ability to connect to the internet even if they’re facing financial hardship from the impact of the coronavirus pandemic,” said Hans Vestberg, Verizon Chairman and CEO. “We want to ensure that our customers can continue to use the internet to work, learn, and carry on with their lives as we all address this collective challenge. We’re confident this joint effort will help make that happen.”
The company is pledging to use the power of connectivity now to help keep the nation’s economy moving forward. Equally important, it’s focused on the future, beyond this current crisis, as reflected in Verizon’s announcement yesterday that the company is increasing its capital investment guidance from $17 to $18 billion to $17.5 to $18.5 billion in 2020.
“Both of these measures are indicative of our company’s confidence that the nation and the world will emerge from this current health issue stronger than ever,” said Vestberg. “I’m asking each of our business units and all of our dedicated employees to ensure we’re doing everything we can to make sure our customers stay connected. I also want our company to look beyond this period, ramp up our network investment, and build and focus on using the power of 5G to make the nation’s best and most reliable networks even better.”
Verizon offers its customers a variety of wireless and home broadband plans, as well as a suite of global IP-network services. Verizon does not have data caps on its Fios home, 5G Home and DSL home broadband services, or on its wireline business broadband services. Most of the company’s wireless customers are on unlimited wireless plans. Customers who are not are encouraged to connect to Wi-Fi hotspots whenever available. Wi-Fi connections do not count against a customer’s data usage.
To date, Verizon has not seen any measurable increase in data usage on any of its networks.
Release Date:Thursday, March 12, 2020 Release Number: 20-24
Contact: Jennifer.Kelly@sba.gov (202)205-7036
WASHINGTON – SBA Administrator Jovita Carranza issued the following statement today in response to the President’s address to the nation:
“The President took bold, decisive action to make our 30 million small businesses more resilient to Coronavirus-related economic disruptions. Small businesses are vital economic engines in every community and state, and they have helped make our economy the strongest in the world. Our Agency will work directly with state Governors to provide targeted, low-interest disaster recovery loans to small businesses that have been severely impacted by the situation. Additionally, the SBA continues to assist small businesses with counseling and navigating their own preparedness plans through our network of 68 District Offices and numerous Resource Partners located around the country. The SBA will continue to provide every small business with the most effective and customer-focused response possible during these times of uncertainty.”
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance for a small business. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
Process for Accessing SBA’s Coronavirus (COVID-19) Disaster Relief Lending
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail firstname.lastname@example.org.
About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
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